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Tools that do the math for you

Free, no-signup calculators and checklists built for independent workers. Get clarity in minutes.

Freelance Rate Calculator

Freelancers

Find your minimum viable hourly rate based on your income goal, expenses, and billable hours.

Desired annual take-home ($)

Billable hours per week

Annual business expenses ($)

Self-employment tax rate (%)

Minimum hourly rate

—

per hour

Budget Planner

Everyone

Map your monthly income and expenses to see where you stand and where you can grow.

Monthly take-home income ($)

Monthly expenses

Housing (rent/mortgage) ($)

Food & groceries ($)

Transportation ($)

Utilities & subscriptions ($)

Other expenses ($)

Monthly surplus / deficit

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Gig Worker Earnings Estimator

Gig Workers

Estimate your real take-home pay after platform fees, taxes, and expenses.

Gross earnings this week ($)

Platform fee / commission (%)

Fuel / vehicle costs ($)

Other expenses ($)

Hours worked

Estimated tax rate (%)

Real take-home pay

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Job Offer Comparison Tool

Job Seekers

Compare two job offers side by side — salary, benefits, commute, and total compensation.

Offer A

Job title (optional)

Base salary ($)

Annual bonus ($)

PTO days per year

Monthly health premium saved ($)

Daily commute hours

Offer B

Job title (optional)

Base salary ($)

Annual bonus ($)

PTO days per year

Monthly health premium saved ($)

Daily commute hours

Small Business Launch Checklist

Small Business

A step-by-step checklist covering legal, financial, and operational essentials before you open your doors.

Progress0/18 complete

Legal

Financial

Operations

Marketing

Emergency Fund Calculator

Everyone

Find out how much you need in your safety net and how long it will take to build it.

Monthly essential expenses ($)

Target coverage (months)

Current emergency savings ($)

Monthly amount you can save ($)

Target emergency fund

—

6 months of expenses